An Asylum and Refuge for Widows

An Asylum for Widows ^ (and divorced) January 31, 2019 Dear Family, Friends and Clients, We received our Illinois insurance producer license in December 2018. What this means for you, our dear client, is we can sell life insurance, along with Long Term Care (LTC) and...

The Trump Slump

January 4th, 2019 Dear Family, Friends and Clients, Happy New Year! There are two major themes in today’s stock market letter. 1. Things are NOT as bad as they seem 2. I’ve been “born again” #1: Things are NOT as bad as they seem At the time of...

Employment and The Market

December 28th, 2018 Dear Family, Friends and Clients, Recent market volatility has perplexed investors, with a backdrop of U.S. economic prosperity including historically-low unemployment, high consumer confidence, and upticks in wage growth contrasting with a...

Return to Normalcy Part 2

December 14, 2018 Dear Family, Friends and Clients, Return to Normalcy: Part 2 Here is a quick summary of asset class returns in 2018; US Large cap: Down US Small Cap: Down Foreign Developed: Down Emerging Markets: Down US Government Bonds: Down Foreign Bonds: Down...

Return to Normalcy

Dear Family, Friends and Clients, Yes, stocks fell 3+% on Tuesday and the market is closed today, Wednesday. Pre-market indicators are positive and it appears stocks will open sharply higher on Thursday morning. The bull market uptrend is still intact, with the market...

The Role of the Market Maker

There have been a lot of discussions across social media, especially Twitter, that give a market-maker improper credit for manipulating stocks, futures and cryptocurrency markets. It’s important not to confuse the role or exchange function, with a trading strategy. A...