December 24,2019

Dear Family, Friends and Clients,

First, we would like to wish everyone a heartfelt and very Merry Christmas. There is a lot to be thankful for, despite the struggles every one us is currently facing.

My 30+ years as a floor trader believes this pullback in the market is a buying opportunity of biblical proportions. We’ve been buying Exchange funds this Christmas Eve morning for select accounts that have been “playing it safe” since the summer.

“Sell in May; and Go Away” only works if you buy from October to December.

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