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Episode 22: Putting Your Home to Rest. Part One

We’re pleased to speak with Pamela Martin of Long World Services on Episodes 22 & 23 of The Final Third Network. Long World Services provides a service which is best described as “putting a home to rest after the passing of a Loved one, so you can grieve in peace.” Whether you’re local or distant, family or Realtor, anyone looking to prepare a residence for sale as quickly as possible, simultaneously deserves a chance to grieve in peace. Contact Pamela Martin at 312.286.0586 for more...

How To Beat the Trump Tax Increase

March 09, 2019 How To Beat Trumps Tax Increase Most business owners just want to run their business and be left alone. It’s hard enough earning a living in Illinois, but property taxes alone can consume most of your 2018 maximum  retirement contribution limit of $18,500 for a 401(k) and $6,000 “catch up” if you’re over 50. How do you “bulk up” retirement contributions when business is good, knowing the next recession is just around the corner and the tax burden never seem to ease?… CLICK HERE TO VIEW THE ENTIRE ARTICLE How To Beat Trump’s Tax Increase  ...

An Asylum and Refuge for Widows

An Asylum for Widows ^ (and divorced) January 31, 2019 Dear Family, Friends and Clients, We received our Illinois insurance producer license in December 2018. What this means for you, our dear client, is we can sell life insurance, along with Long Term Care (LTC) and fixed annuities. While we’re currently licensed in Illinois only, the cost of registering in other States is remarkably low.  For our clients in Nevada, Wisconsin, Colorado, Pennsylvania, Indiana, & Kentucky, we would be happy to provide a quote from among 60 highly rated insurance companies. We have remained stubbornly independent, and are not held “captive” with any particular company. Please call us at 847-686-4800 for more details. An Asylum for Widows ^ (and divorced) It is of the utmost importance to understand why we decided to add one of the most controversial and misunderstood financial products to our service line. Annuities. We had a saying on the trading floor; “We mock that which we do not understand”. CLICK HERE TO READ THE COMPLETE NEWSLETTER https://conta.cc/2DMMwmh  ...

The Trump Slump

January 4th, 2019 Dear Family, Friends and Clients, Happy New Year! There are two major themes in today’s stock market letter. 1. Things are NOT as bad as they seem 2. I’ve been “born again” #1: Things are NOT as bad as they seem At the time of this writing, the S&P 500 is trading at 2,516 up 2.82% on the day. The combined estimated earnings looking forward 12 months, of the S&P looking is about $173 per share. If you divide $173 by 2,516 you get 0.06875 or a 6.875% earning yield on the S&P 500.  This is still a very attractive earning yield. If we use the earnings from last year in September 2018, we divide $130 by 2,516 and get a yield of 5.166%. It still beats the 10 Year US treasury rate of 2.657%. * For those of you who are contrarian investors, not only do we have a behavioral reason to buy at these levels (see the cover image of Bloomberg Business) ; we have a fundamental reason in so far as the earnings of the largest companies in the S&P 500 are still attractive…… CLICK HERE TO READ THE COMPLETE NEWSLETTER    ...

Employment and The Market

December 28th, 2018 Dear Family, Friends and Clients, Recent market volatility has perplexed investors, with a backdrop of U.S. economic prosperity including historically-low unemployment, high consumer confidence, and upticks in wage growth contrasting with a U.S./China trade impasse and rising interest rates. As of this post, the S&P 500 SPX is trading at 2,473, down 15.5% off its 09/21/18 closing price of 2,930, and is edging closer to a bear market despite the recent snap-back 3% rally.  Has the strong economic data been fully baked into domestic equity prices?  If not, how much more potential improvement in the data is possible and how might the market react should we see softening results? CLICK HERE TO READ THE ENTIRE NEWSLETTER https://conta.cc/2CCRVf3...