Monday, April 13, 2020; 2:20 pm CST

Dear Friends, Family and Clients,
Fluctuations Isn’t Loss
What we need to bring to your attention, that is, to the person who is trying to avoid (temporary) losses in the market, is simply to know there are ultimately only two things you can do with your capital. You can save it; or you can invest it.
The great thing about savings bank accounts, certificate of deposits, Treasury bills, money market funds that are prices at $1.00, is that your principle stays virtually constant all the time.
There’s tremendous emotional comfort in knowing that the number of dollars you had yesterday is the same number that you have today, and that it will be the same number tomorrow.
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