The Super 401(k) Plan Design

Cenacle Capital Management is connecting Highly Compensated Employees (HCE), business owners and partners  with the pension design specialists at Fox, Lalonde & Kenne. www.flandk.com

The Pension Protection Act of 2006 (“The Act”) changed the landscape of qualified plan design. It is unquestionably the best piece of retirement planning legislation for business owners in decades from a contributory, regulatory and fiduciary perspective.

The Super 401(k) Plan™Design is perfect for business owners who;

  • have fewer than 25 employees
  • need a solution to reduce excessive taxation
  • want to squeeze a decade of retirement income security into three years
  • are looking to protect assets from creditors
  • looking to cover post-retirement needs
  • are intrigued by medical & wellness reimbursements in post retirement

The Super 401(k) Plan™Design combines the most current qualified plan law under the Act with customized plan documentation and advanced actuarial methods to certify, using IRS guidelines,  the comprehensive benefits of multiple plans.

The Super 401(k) Plan™Design contributions and corresponding tax deductions for business owners, professionals and other highly compensated participants can average between three to twenty times the stand alone Profit Sharing 401(k) limit of $54,000 to $60,000 for 2017. Owners contribution often exceeds 90% of the total.

To lean more, watch “What Could Help Clients Build a Million-Dollar Retirement Account?”  The Super 401K Plan™ Design,  which takes advantage of the changes made to qualified pension law by the Pension Protection Act of 2006.

Watch our 8 minute video to learn more!